Tuesday, 31 March, 2026
India's NPCI Tightens UPI Scrutiny on Third-Party Fintechs
By Isha

The National Payments Corporation of India (NPCI) has intensified its risk evaluation for fintech startups seeking Third-Party Application Provider (TPAP) authorization for UPI. New applicants now face extended approval cycles, stretching to 15-18 months. NPCI's increased scrutiny covers technological readiness, long-term business sustainability, and the financial strength and investor ownership details, aiming to ensure serious, well-capitalized players enter the digital payments ecosystem.
Read full story at Economic Times