Tuesday, 31 March

Tuesday, 31 March2026

India's NPCI Tightens UPI Scrutiny on Third-Party Fintechs

By Isha
India's NPCI Tightens UPI Scrutiny on Third-Party Fintechs
The National Payments Corporation of India (NPCI) has intensified its risk evaluation for fintech startups seeking Third-Party Application Provider (TPAP) authorization for UPI. New applicants now face extended approval cycles, stretching to 15-18 months. NPCI's increased scrutiny covers technological readiness, long-term business sustainability, and the financial strength and investor ownership details, aiming to ensure serious, well-capitalized players enter the digital payments ecosystem.

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