Tuesday, 31 March, 2026
Banks & Fintechs Introduce Low-Limit FD-Backed Credit Cards to Expand Access
By Isha

Banks and fintechs in India are launching low-limit secured credit cards, backed by fixed deposits, to broaden access to formal credit. With limits starting as low as ₹90, these cards help users build credit scores safely, especially amid tighter lending norms and rising non-performing assets (NPAs) in unsecured credit. Notable offerings include Paisabazaar’s Step Up Credit Card and Super.money’s Supercard.
Read full story at Economic Times