Saturday, 1 August, 2026
AI to Bridge India's ₹100 Trillion Credit Gap for MSMEs
By TechShots Studio
India's MSME sector faces a massive credit deficit of nearly ₹100 trillion due to a lack of traditional financial documentation. AI and data-driven lending are revolutionizing this ecosystem by analyzing alternative data points—such as GST filings, UPI transactions, and digital footprints. This shift enables financial institutions to assess creditworthiness accurately, automate underwriting, reduce default risks, and democratize access to formal capital for underserved small businesses.
Read full story at CIO ECONOMIC TIMES